Benefit Sums

How we calculate

Every calculator on Benefit Sums uses the same rates file, which holds the 2026/27 figures with a link to the source for each one. The figures were last checked on 25 October 2026.

Where the figures come from

Rounding

Weekly and monthly amounts are shown to the penny. Monthly amounts are turned into weekly ones by multiplying by 12 and dividing by 52, which is how DWP converts pay for Carer’s Allowance. Yearly figures are weekly amounts multiplied by 52. Savings are rounded up to the next full step of £250 or £500, as the rules require.

What our calculators leave out

Each calculator lists the main things it does not cover. The common ones are the benefit cap, deductions for debts or advances, transitional protection, and decisions that depend on evidence, such as how a health condition affects you. Results are estimates.

Testing

The calculation code is separate from the page design, and automated tests check it against worked examples before every release. If a rate changes, the tests show which results move.

When we update

Changes are listed on the editorial policy and corrections page.